At Risk of Losing Your Home?
Don't wait to take action! The foreclosure process can happen quickly in New Hampshire. HomeHelpNH is a statewide foreclosure counseling initiative that helps at-risk homeowners find and work with free experienced homeownership counselors to expolore their choices. For more information, call 2-1-1 or contact a housing counselor to get started.
National Mortgage Settlement Update
"...approximately 7,600 New Hampshire residents who lost their primary residence due an improper foreclosure process between January 1, 2008 and December 31, 2011 should expect to receive notice by mail with important information about how to file a claim for funds under the National Mortgage Settlement." Read the full press release from the NH Attorney General from November 2012.
Legal Assistance - 5/14/13
Funding through the Attorney General's office under the National Settlement now provides for legal counseling and referral services. If you need legal assistance, please call LARC to speak with a foreclosure lawyer at this toll free number: 1-877-399-9995.
A series of free legal clinics are being planned across the state. The next clinic will be held on May 22 in Portsmouth. Click here for more information.
Housing Counseling Assistance - 5/14/13
A portion of the National Mortgage Settlement Funds has been awarded to New Hampshire Housing Finance Authority to support community-based organizations that are working with at-risk borrowers on alternatives to foreclosure, finding new housing arrangements or rebuilding credit. The $3.5 million award from the State Department of Justice and the Banking Department was approved by the Governor and Executive Council, as well as by the State Legislative Fiscal Committee. The funds provide a more robust statewide network of counseling agencies. A list of those agencies is published on this website. These funds cannot be used to pay-down or modify individual borrower's debt.
If there are borrowers with immediate needs, they should call 2-1-1 or contact one of the counseling agencies that are currently operating in the state.
Have you thought of refinancing your home, but don't know if you qualify? Here are some general guidelines to keep in mind before you begin the process.
A Message From Governor Hassan
As we continue to recover from the worst of the recession and build towards a stronger economy, there are still families across our state who are struggling with mortgage challenges.
This website was created to assist homeowners with important tips on alternatives to foreclosure and valuable resources, such as a list of qualified housing counselors who can help you assess your situation, as well as information on legal services that may be available to you.
One of the most important roles of state government is to ensure that all Granite Staters have access to critical information. If you are one of the New Hampshire homeowners experiencing difficulty in paying your mortgage, I know that access to good, independent advice is critical, so I urge you to use the resources available at HomeHelpNH.org as you evaluate your own situation and the options that may be available to you.
With every good wish,
Sign up for an upcoming Alternatives to Foreclosure Seminar
HomeHelpNH.org is a statewide counseling initiative supported by the New Hampshire Department of Justice, the New Hampshire Banking Department, and New Hampshire Housing.